Wk 5 · 2026
Memphis Tigers at Charlotte 49ers — Sat, Oct 3
Sat, Oct 3 ·
Jerry Richardson Stadium, Charlotte, NC
· ESPN+ FINAL
Weather
No forecast yet. Forecasts reach about 16 days ahead, so this fills in nearer the game. A seasonal average printed here would look exactly like a forecast, which is why there is not one.
at
11:00aET
MEM -18.5 · total 51.5 DraftKings opened +21.5 · 3 toward CLT
Ratings differential MEM by 25.9
What is at stake
A American game — it counts in the standings that decide that league's championship game. Run the race.
What the ratings imply
The differential above is arithmetic on two published numbers:
The CFB King’s 2026 final efficiency ratings, plus
2.4 points of home field.
It is not a projection, a value, an edge or a lean, and nothing on this site
compares it with the betting line to tell you one is better. Until 2026
games are played it is last season’s measurement of two teams that have
changed.
Efficiency · 2026 ratings
Efficiency margin
Offense (pts/100)
Defense (pts/100)
Pace (plays/g)
Yards / play
Yards / play allowed
Opponent-adjusted ratings from The College
King's 2026 final numbers. Bars share a scale within each row, so
the two lengths are comparable; the brighter side is the better of the two, and a
longer bar is the better number — including the rows where a lower figure is the
good one. Pace is the exception: it is how fast a team plays, not how well, so
neither side is lit and a longer bar there means only more plays.
Team stats · 2026 per game
Points / game
Points allowed
Yards / game
Yards allowed
Pass yds allowed
Rush yds allowed
Turnovers / game
From completed 2026 box scores;
defensive yardage covers the regular season and conference championships.
Memphis form
W 38-13vs UABW 59-8at CLTW 45-21vs UTML 20-38at BOISW 42-24vs ARST
2026 season
Charlotte form
L 10-50at UNTL 8-59vs MEML 7-34vs ULL 21-26at APPL 9-41at MISS
2026 season
Memphis this season
Straight up5-1 · 83% (6 games)
Against the spread4-2 · 67% (6 games)
Over / under4-2 · 67% (6 games)
Charlotte this season
Straight up0-6 · 0% (6 games)
Against the spread2-4 · 33% (6 games)
Over / under3-3 · 50% (6 games)
Lines are captured from ESPN's board before kickoff and locked at kickoff, so an in-play price cannot overwrite the number a game is graded against.
Common opponents · 5
| Opponent | Memphis | Charlotte |
|---|---|---|
| UAB American | vs W 38-13 preview | at Wk 10 · scheduled preview |
| Tulane American | at Wk 7 · scheduled preview | vs Wk 9 · scheduled preview |
| East Carolina American | vs Wk 8 · scheduled preview | vs Wk 11 · scheduled preview |
| Navy American | at Wk 12 · scheduled preview | vs Wk 13 · scheduled preview |
| Temple American | vs Wk 13 · scheduled preview | at Wk 7 · scheduled preview |
Open these two in the
comparison tool for every shared and unshared opponent.
Series history · 2006–2026
Since 2006, Memphis leads 3–0 · Memphis has won the last 3
3 meetings
in 2006–2026 · average margin
20.7 points toward Memphis
| Yr | Date | Result | Site | Won |
|---|---|---|---|---|
| 2026 | 2026-10-03 | Memphis 59 — 8 Charlotte | at CLT | Memphis |
| 2024 | 2024-10-26 | Charlotte 28 — 33 Memphis | at MEM | Memphis |
| 2023 | 2023-11-11 | Memphis 44 — 38 Charlotte | at CLT | Memphis |
Memphis leaders 2026 regular season
| Passing | Marcus Stokes QB #2 | 90/123, 1371 YDS, 14 TD, 3 INT |
| Air Noland QB #3 | 7/9, 83 YDS, 2 TD, 1 INT | |
| Rushing | Jaylin Carter RB #6 | 70 CAR, 513 YDS, 6 TD |
| Manny Covey RB #28 | 42 CAR, 218 YDS | |
| Dallan Hayden RB #7 | 27 CAR, 172 YDS, 1 TD | |
| Receiving | Hunter Tipton TE #0 | 19 REC, 367 YDS, 5 TD |
| Jermane Hayes WR #11 | 22 REC, 242 YDS, 2 TD | |
| Tychaun Chapman WR #1 | 12 REC, 176 YDS, 1 TD | |
| Stonka Burnside WR #5 | 8 REC, 143 YDS, 2 TD |
Defense
| Tackles | Mike Montgomery LB #9 | 28 |
| Zach Ruffin LB #22 | 27 | |
| Ian Foster S #0 | 25 | |
| Sacks | Elijah Kinsler DL #15 | 3.5 |
| J'Mond Tapp DL #14 | 2.5 | |
| Taylor Burton DL #90 | 1.5 | |
| Interceptions | Dylan Smith S #3 | 2 |
| Ahmere Foster S #5 | 1 | |
| Ian Foster S #0 | 1 |
Charlotte leaders 2026 regular season
| Passing | Cole Gonzales QB #9 | 79/127, 802 YDS, 3 TD, 7 INT |
| Conner Harrell QB #15 | 13/19, 93 YDS | |
| Rushing | Khamani Alexander RB #5 | 44 CAR, 201 YDS, 3 TD |
| Henry Rutledge RB #21 | 23 CAR, 170 YDS, 1 TD | |
| Chance Williams RB #7 | 20 CAR, 116 YDS | |
| Receiving | Jaden Barnes WR #1 | 26 REC, 249 YDS |
| Jaylen Hampton WR #2 | 20 REC, 224 YDS, 2 TD | |
| Derrick Eley WR #89 | 12 REC, 189 YDS, 1 TD | |
| Khamani Alexander RB #5 | 7 REC, 47 YDS |
Defense
| Tackles | Gavin Willis LB #13 | 44 |
| Kadin Schmitz LB #19 | 34 | |
| Collin Gill DB #0 | 31 | |
| Sacks | Collin Gill DB #0 | 2 |
| DJ Burgess DL #7 | 1 | |
| Kadin Schmitz LB #19 | 1 | |
| Interceptions | Collin Gill DB #0 | 1 |
| Devon St. Clair DB #26 | 1 |
These are regular-season totals for
the season named on each card — the players who led that team that year,
taken from ESPN's team leaders. That list is keyed to the season, not to today's
roster, so a leader who has since transferred or run out of eligibility still
appears against the year he earned it; the
roster
pages and the depth chart on each team page are where the current squad is.
A team switches to this season's numbers once it has played a game. The roster
pages count bowl games too, so a player's two lines can differ by a game.