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Wk 12 · 2026

Charlotte 49ers at Tulsa Golden Hurricane — Sat, Nov 21

Sat, Nov 21 · H. A. Chapman Stadium, Tulsa, OK

Weather

No forecast yet. This one is 40 days away and has no kickoff time yet. Forecasts reach about 16 days ahead, so this fills in nearer the game. A seasonal average printed here would look exactly like a forecast, which is why there is not one.
American · 0-6
at
TBDET
no line posted yet
Ratings differential TLSA by 21.2
American · 3-3

What is at stake

A American game — it counts in the standings that decide that league's championship game. Run the race.

What the ratings imply

The differential above is arithmetic on two published numbers: The CFB King’s 2026 final efficiency ratings, plus 2.4 points of home field. It is not a projection, a value, an edge or a lean, and nothing on this site compares it with the betting line to tell you one is better. Until 2026 games are played it is last season’s measurement of two teams that have changed.

Efficiency · 2026 ratings

Charlotte: -25.0#138
Efficiency margin
Tulsa: -6.2#93
Charlotte: 18.2
Offense (pts/100)
Tulsa: 27.9
Charlotte: 34.2
Defense (pts/100)
Tulsa: 25.0
Charlotte: 56.0
Pace (plays/g)
Tulsa: 67.0
Charlotte: 5.14
Yards / play
Tulsa: 5.34
Charlotte: 6.45
Yards / play allowed
Tulsa: 5.45
Opponent-adjusted ratings from The College King's 2026 final numbers. Bars share a scale within each row, so the two lengths are comparable; the brighter side is the better of the two, and a longer bar is the better number — including the rows where a lower figure is the good one. Pace is the exception: it is how fast a team plays, not how well, so neither side is lit and a longer bar there means only more plays.

Team stats · 2026 per game

Charlotte: 16.0
Points / game
Tulsa: 27.5
Charlotte: 42.2
Points allowed
Tulsa: 23.3
Charlotte: 288
Yards / game
Tulsa: 358
Charlotte: 467
Yards allowed
Tulsa: 418
Charlotte: 283
Pass yds allowed
Tulsa: 243
Charlotte: 184
Rush yds allowed
Tulsa: 175
Charlotte: 2.50
Turnovers / game
Tulsa: 0.67
From completed 2026 box scores; defensive yardage covers the regular season and conference championships.

Charlotte form

L 10-50at UNTL 8-59vs MEML 7-34vs ULL 21-26at APPL 9-41at MISS
2026 season

Tulsa form

L 26-34at NAVYL 44-45vs UNTL 6-34at ARKW 42-0vs ETAMW 23-17at SHSU
2026 season

Charlotte this season

Straight up0-6 · 0% (6 games)
Against the spread2-4 · 33% (6 games)
Over / under3-3 · 50% (6 games)

Tulsa this season

Straight up3-3 · 50% (6 games)
Against the spread3-3 · 50% (6 games)
Over / under2-4 · 33% (6 games)
Lines are captured from ESPN's board before kickoff and locked at kickoff, so an in-play price cannot overwrite the number a game is graded against.

Common opponents · 3

OpponentCharlotteTulsa
North Texas
American
at L 10-50 previewvs L 44-45 preview
Tulane
American
vs Wk 9 · scheduled previewat Wk 10 · scheduled preview
Navy
American
vs Wk 13 · scheduled previewat L 26-34 preview
Open these two in the comparison tool for every shared and unshared opponent.

Series history · 2006–2026

Since 2006, Charlotte leads 1–0 · Charlotte won the last one
1 meeting in 2006–2026 · average margin 7.0 points toward Charlotte
Yr DateResultSiteWon
20232023-11-04Charlotte 33 — 26 Tulsaat TLSACharlotte

Charlotte leaders 2026 regular season

PassingCole Gonzales QB #979/127, 802 YDS, 3 TD, 7 INT
Conner Harrell QB #1513/19, 93 YDS
RushingKhamani Alexander RB #544 CAR, 201 YDS, 3 TD
Henry Rutledge RB #2123 CAR, 170 YDS, 1 TD
Chance Williams RB #720 CAR, 116 YDS
ReceivingJaden Barnes WR #126 REC, 249 YDS
Jaylen Hampton WR #220 REC, 224 YDS, 2 TD
Derrick Eley WR #8912 REC, 189 YDS, 1 TD
Khamani Alexander RB #57 REC, 47 YDS
Defense
TacklesGavin Willis LB #1344
Kadin Schmitz LB #1934
Collin Gill DB #031
SacksCollin Gill DB #02
DJ Burgess DL #71
Kadin Schmitz LB #191
InterceptionsCollin Gill DB #01
Devon St. Clair DB #261

Tulsa leaders 2026 regular season

PassingBaylor Hayes QB #1058/96, 564 YDS, 4 TD, 1 INT
Dexter Williams II QB #534/59, 340 YDS, 3 TD
RushingDamari Alston RB #668 CAR, 292 YDS, 5 TD
Trequan Jones RB #2035 CAR, 221 YDS, 2 TD
Seth Davis RB #239 CAR, 90 YDS, 1 TD
ReceivingOran Singleton Jr. WR #226 REC, 306 YDS, 2 TD
Jimmy Calloway WR #712 REC, 123 YDS
Javon Ross WR #913 REC, 122 YDS, 1 TD
Donnell Gee Jr. WR #08 REC, 99 YDS, 1 TD
Defense
TacklesChris Thompson Jr. LB #649
Dax Collins LB #939
Zane Woodham DB #2725
SacksThomas Davis DL #154
Kyran Duhon DL #04
Dax Collins LB #92.5
InterceptionsThomas Davis DL #151
JD Drew CB #31
Zach Williams S #11
These are regular-season totals for the season named on each card — the players who led that team that year, taken from ESPN's team leaders. That list is keyed to the season, not to today's roster, so a leader who has since transferred or run out of eligibility still appears against the year he earned it; the roster pages and the depth chart on each team page are where the current squad is. A team switches to this season's numbers once it has played a game. The roster pages count bowl games too, so a player's two lines can differ by a game.